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Exit Waterfall Lab

A venture investor rarely owns a fraction of a company in the way a founder does. They own a preferred instrument, and the instrument decides what a sale pays them. Take one cheque at one valuation, write it six ways, and slide the exit value from nothing to a multiple of the round: the lines show where each holder takes the money back, where each converts, and what the founders are left with under each one. The second tab stacks two rounds and lets you choose who is paid first.

The written version of these terms is the liquidation preferences guide. How the investor came to hold that fraction in the first place is the cap table lab.

Ownership is a fraction. A preference is a choice. Common stock takes its share of whatever is left. Almost everything a venture investor holds is a right to take the money back first and then decide whether the fraction would have paid more. Every instrument below is a different version of that choice, and the exit value decides which way it goes.

The round

So the investor holds 20.0% as-converted beside the founders’ 10,000,000 shares.

The equity-like ones

The sale

What the investor takes, as the exit rises

Six lines, one cheque. The common line is the fraction. Every other line sits on or above it, because every other instrument is the fraction with a floor added, and the kinks are where a holder stops taking the floor.

$0k$7.2m$14.3m$21.5m$28.6m$0k$28.1m$56.3m$84.4m$113mmoney backexit $30.0mexit value
Investor payout at a $30.0m exit on a $5.0m cheque at a $25.0m post-money: Common stock $6.0m, Non-participating preferred $6.0m, Participating preferred $10.0m, Participating preferred, capped $10.0m, Post-money SAFE, unconverted $6.0m, Convertible note, unconverted $6.7m.

Non-participating preferred

The money back (times the multiple) or the fraction, whichever pays more. Never both.

At a $30.0m exit it takes $6.0m (1.20x the cheque, 20.0% of the proceeds) and the founders and employees take $24.0m. Below $25.0m it keeps the preference; above, it converts.

The same $5.0m at a $30.0m exit

InstrumentInvestorMultipleOf proceedsFoundersWhat it did
Common stock$6.0m1.20x20.0%$24.0mPro rata
Non-participating preferred$6.0m1.20x20.0%$24.0mConverts to common
Participating preferred$10.0m2.00x33.3%$20.0mPreference, then participates
Participating preferred, capped$10.0m2.00x33.3%$20.0mPreference, then participates
Post-money SAFE, unconverted$6.0m1.20x20.0%$24.0mConverts to common
Convertible note, unconverted$6.7m1.34x22.4%$23.3mConverts to common
Non-participating converts at
$25.0m
1.00x × $5.0m ÷ 20.0%
Capped participation converts at
$75.0m
3.00x × $5.0m ÷ 20.0%
The dead zone
$5.0m to $25.0m
investor indifferent, founders are not

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