Credit Rating
An agency opinion on a borrower’s ability to meet its obligations, published by Moody’s, S&P Global and Fitch on scales that run from Aaa/AAA down to default. The investment-grade boundary sits at Baa3/BBB−, and it matters far beyond one notch of spread: many institutional mandates cannot hold sub-investment-grade paper at all, so crossing it changes who is allowed to lend to you.
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Browse the full glossary — 340 finance recruiting and technical terms, in plain English.