L3VLUP

LLCR (Loan Life Coverage Ratio)

The present value of CFADS over the remaining life of the loan, discounted at the loan rate, divided by the debt outstanding. Where DSCR tests one period, LLCR asks whether the whole loan can be repaid from what remains; lenders typically want it above 1.4x. Its cousin PLCR extends the numerator to the end of the project life, crediting the tail after maturity.

Where LLCR (Loan Life Coverage Ratio) comes up

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